Is it better to build or buy a home?

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Is it better to build or buy a home?

Odeslatod ryan45 v Pon 02. Zář 2019 20:32:58

I think it depends a lot on your long-term living situation. Are you planning on staying in the house for 15-20 years, or do you see yourself moving within 10?

If you're moving within 10 years, buy. If you're in it for the long haul, it's more complicated.

When you buy, you're buying someone else's problems.

You're going to want to redecorate, or at least repaint, as soon as you move in (or before).

Older house? Be ready for electrical and plumbing oddities and problems.

15 year old roof? You'll be replacing that within 5 years.

Buying in the summer? You may not realize there are cold spots/rooms in the winter.

Buying in the winter? The A/C may not be adequately sized for the house, but you won't know for 6 months.

Depending on when the house was last assessed for tax purposes, you might get a nasty surprise when it's reassessed post-purchase and your tax bill jumps 25% over what the previous owner was paying.

OTOH, a lot of stuff is already done for you. For one, it's already built. It's there, there's no surprises when you start digging a foundation. It (probably) has a yard, a driveway and landscaping. The utilities are already hooked up and you can find out from the utility companies what it's been costing the previous owner.
ryan45
 
Příspěvky: 2
Registrován: Pon 02. Zář 2019 20:30:52

Re: Is it better to build or buy a home?

Odeslatod ryan45 v Stř 11. Zář 2019 21:03:59

ryan45 napsal:I think it depends a lot on your long-term living situation. Are you planning on staying in the house for 15-20 years, or do you see yourself moving within 10?

If you're moving within 10 years, buy. If you're in it for the long haul, it's more complicated.

When you buy, you're buying someone else's problems.

You're going to want to redecorate, or at least repaint, as soon as you move in (or before).

Older house? Be ready for electrical and plumbing oddities and problems.

15 year old roof? You'll be replacing that within 5 years.

Buying in the summer? You may not realize there are cold spots/rooms in the winter.

Buying in the winter? The A/C may not be adequately sized for the house, but you won't know for 6 months. whatsapp webwhatsapp plusrouterlogin


Depending on when the house was last assessed for tax purposes, you might get a nasty surprise when it's reassessed post-purchase and your tax bill jumps 25% over what the previous owner was paying.

OTOH, a lot of stuff is already done for you. For one, it's already built. It's there, there's no surprises when you start digging a foundation. It (probably) has a yard, a driveway and landscaping. The utilities are already hooked up and you can find out from the utility companies what it's been costing the previous owner.


my issue got solved!
ryan45
 
Příspěvky: 2
Registrován: Pon 02. Zář 2019 20:30:52


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